Hindi word 'Jugaad' means finding a work around and less costly way of doing things. It mostly comes in form of sharing/saving/using a resource wisely. e.g. In India, Missed call does not charge anything to the caller. So it is often used as a way to indicate something or signal some event. For example, asking a friend to give you a missed call when they reach home. Some pics about Jugaad here: http://www.quora.com/India/What-are-your-thoughts-on-how-the...