It's fine to have two products for different segments within the consumer or business markets, but having one product for consumers and another for businesses is not as simple as changing a single value. Very different customers with different needs, demands, and expectations of your product.
So why differentiate, other than with a value that clearly segments them?
This is not unlike Apple's laptop plan - before it was retired, the plastic unibody 13" macbook and 13" aluminum macbook pro had almost no distinctions to a consumer aside from exterior.
